Bus insurance is a type of commercial motor insurance designed for vehicles used to transport passengers, employees, students and other authorised groups.
Al Buhaira provides insurance options for eligible buses and commercial passenger vehicles, subject to vehicle usage, underwriting requirements and applicable policy terms.
The main bus insurance options in the UAE include comprehensive and third-party liability coverage.
Comprehensive insurance may provide eligible protection for accidental damage to the insured bus together with third-party liability. Fire, theft and other insured risks may also be covered depending on the policy.
Third-party liability insurance mainly provides protection against eligible bodily injury or property damage caused to other parties.
It generally does not cover accidental damage to the insured bus.
Eligibility depends on the vehicle type, seating capacity, declared usage, business activity and underwriting requirements.
Depending on the selected policy, coverage may include:
Coverage remains subject to applicable limits, excess, exclusions, declared usage and policy conditions.
The applicable premium may depend on factors such as:
Businesses, schools and transport operators with multiple eligible buses may request a motor fleet insurance arrangement. Available coverage depends on the fleet size, vehicle usage, claims history and underwriting requirements.
Learn more about Motor Fleet Insurance .
Bus insurance forms part of the wider commercial motor insurance category. Businesses with different vehicle types can also review Vehicle Insurance UAE or Motor Fleet Insurance .
Following an accident, obtain the required accident report and notify the appropriate motor claims channel. Supporting documents may include the accident report, driving licence, vehicle registration, policy information and company documents.
Visit Motor Insurance Claims for claims information and assistance.
Let us provide you with an insurance quote. We're here to help you better understand your risk exposures and how insurance can protect you.
